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Celebrate! 45 Years with 45 Investment Tips!

Kerr Financial turned 45 years old!  Over the years we have worked with many successful Canadian families, helping them maximize their personal finan...

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Categories: Accounting Services, Investment Management, Personal Financial Planning, Personal Tax Services Tags: integrated wealth management, investment management, investment tips, Tax, wealth management
Celebrate! 45 Years with 45 Tax Tips

  Kerr Financial turns 45 years old!  Over the years we have worked with many successful Canadian families, helping them maximize their personal...

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Categories: Accounting Services, Personal Financial Planning Tags: Estate Planning, Financial Plan, Financial Planning, real estate, retirement, Tax, wealth management
Celebrate! 45 Years with 45 Financial Planning Tips

  Kerr Financial turns 45 years old!  Over the years we have worked with many successful Canadian families, helping them maximize their personal...

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Categories: Accounting Services, Personal Financial Planning Tags: Estate Planning, Financial Plan, Financial Planning, real estate, retirement, Tax, wealth management
Managing Concentrated Stock Portfolio Risk: Strategies and Solutions

Managing Concentrated Stock Portfolio Risk: Strategies and Solutions “Success breeds complacency. Complacency breeds failure. Only the paranoid surv...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: Amazon, concentrated investment holdings, diversification, market volatility, Nvidia, single stock, stock benefits, stock options, The magnificent five, volatile markets
The Family Cottage: Managing Tax and Trust Implications for Your Legacy

The Family Cottage: Managing Tax and Trust implications for Your Legacy For many, a family cottage is a treasured getaway, a place of relaxation and c...

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Categories: Accounting Services, Estate Settlement & Administration, Kerr Family Office, Personal Financial Planning Tags: cottage, Estate and Tax Planning for Retirees, Estate Planning, estate tax, real estate, Transfer
RRSP Nest Egg
It’s a Leap Year! Maximize Your Retirement Savings Before the RRSP Deadline of February 29, 2024!

As the RRSP deadline for the 2023 tax year approaches, remember, investing in your future is not just a February ritual but a year-round commitment. T...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: 2024, Deadline, Deadline February 29, integrated investment management, Investment, Retirement Planning, RRSP, Tax, Tax Return
Five Investment Themes for 2023

Experienced investors typically approach risk assets with a long-term view, utilizing short-term volatility to invest in themes they believe will pan ...

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Categories: Accounting Services, Estate Settlement & Administration, Investment Management, Kerr Family Office, Personal Financial Planning Tags: Artificial Intelligence, Digital Transformation, Economic Overview, Emerging Markets, Financial Plan, investment management, Investment Themes, market outlook
Weighing the Pros and Cons of FHSA, TFSA and RRSP

Canadians now have several tax effective savings vehicles to choose from, with the new tax-tree First-Home Savings Account (“FHSA”), the tax-free ...

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Categories: Accounting Services, Estate Settlement & Administration, Investment Management, Kerr Family Office, Personal Financial Planning Tags: Estate Planning, Family Office, FHSA, Financial Planning, RRSP, Savings Accounts, succession, TFSA
Maximizing RESP Benefits: Updated Withdrawal Rules for 2023

Registered Education Savings Plans (RESPs) are an important tool in helping families save for your children’s post-secondary education. RESP account...

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Categories: Accounting Services, Estate Settlement & Administration, Investment Management, Kerr Family Office, Personal Financial Planning Tags: canadian economic news, Estate Planning, Financial Plan, integrated wealth management, investment management
Year End Financial Checklist

The end of the year is almost here and many of us are looking forward to 2023. High inflation and rising interest rates have made managing our finance...

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Categories: Accounting Services, Estate Settlement & Administration, Kerr Family Office, Personal Financial Planning Tags: budgeting, Estate Planning, Financial Forecasting, Financial Planning, Investment Planning, RRSP, tax planning, Wills
Everything you need to know about the new Tax-Free First Home Savings Account (FHSA)

Overview of the Tax-Free First Home Savings Account (FHSA) As part of the 2022 Budget, the federal government introduced the Tax-Free First Home Savin...

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Categories: Accounting Services, Estate Settlement & Administration, Kerr Family Office, Personal Financial Planning Tags: Borrowing, Family Office, FHSA, First Home, House Purchase, interest rates, Lending, Mortgage, real estate, Real Estate Investing
Five Tips to inflation proof your financial plan

How to inflation proof your financial plan 2022 has been a challenging year for personal finances. Poor market performance, high market volatility, an...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: budgeting, fee only, Financial Advice, financial complexity, financial literacy, financial markets, Financial Plan, Financial Planning, financial update, inflation, integrated investment management, interest rates, Investment, investment management, protect against inflation, reduce expenses, Saving, tax instalments, tax planning, tax strategy
The Risk of the Single Stock Portfolio

Managing a Concentrated Portfolio Holding “Success breeds complacency. Complacency breeds failure. Only the paranoid survive.” ― Andy Grove The ...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: concentrated investment holdings, diversification, market volatility, single stock, stock benefits, stock options, volatile markets
Love & taxes

Love & taxes - yes they do go together! With Valentine’s Day around the corner, are you part of the growing number of married Canadian’s looki...

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Categories: Accounting Services, Personal Financial Planning Tags: Finance and Love, Finance and Weddings, Tax and Love, Valentines Day
“Snowbird’s dilemma” Buying versus renting and 7 factors to consider

“Snowbird’s dilemma” Buying versus renting and 7 factors to consider Are you a snowbird facing the dilemma of whether to buy or rent a property ...

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Categories: Accounting Services, Estate Settlement & Administration, Investment Management, Personal Financial Planning Tags: Canada-U.S. tax, Florida, Rent vs Buy, retirement, Snowbird, U.S., U.S. Estate Tax, U.S. Property, U.S. Tax
Selling your business this year? Here is what you should be doing!

Selling your business?  Here are 3 options & the steps you can take now If you are a business owner who is ready to move on from what you worked ...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: Business, getting the most for your business, sale of business, selling your business, Shares or assets, small business
Expecting a Liquidity Event? Here are Five Steps You Can Take To Optimize Your Financial Resources

Five Steps to Optimize your Financial Resources before a Liquidity Event A liquidity event is much more than just a sudden inflow of capital. For many...

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Categories: Accounting Services, Estate Settlement & Administration, Investment Management, Personal Financial Planning Tags: Financial Plan, Inheritance, investment strategy, liquidity event, selling your business, tax optimization
Five things to know about claiming home offices expenses on your 2020 tax return

Claiming Home Office Expenses in 2020 In 2020, a number of people worked from home for a part of the year.  Some returned back to the office, some ke...

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Categories: Accounting Services, Personal Financial Planning Tags: CRA, Detailed Method, Flat Rate Method, home office expenses, home-office, T2200, T2200S, Tax, tax deduction
How to maximize the benefit of RESPs for your education goals

Top 3 benefits of RESPs and how they can be used to attain your education goals Many parents are thinking of starting a family or already have young c...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: Canadian, Education, fee only, Financial Planning, integrated investment, investment strategy, Parents, RESP
How has the COVID pandemic affected Millenials and Gen Zers Finances?

Millenials and Gen Zers Finances during COVID-19 Along with the rest of the population, Millenials and Gen Zers have been coping with the repercussion...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: Canadian, fee only, Financial Planning, Gen Zers, integrated investment, investment strategy, millenials
It’s complicated! Selling your US Property

Selling a Property in the US is Complicated Selling real estate in a foreign land is usually subject to income taxes, both in Canada and the host coun...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: 1040NR, Canadian, fee only, Financial Planning, integrated investment, investment strategy, multi-manager, retirement, Selling, US Property, Vacation Property
The Advantages of Dealing with A Financial Planner

3 Advantages of Dealing with A Financial Planner The tools available to self-directed individuals to help them manage their personal finances has grow...

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Categories: Accounting Services, Estate Settlement & Administration, Investment Management, Personal Financial Planning Tags: Canadian, fee only, Feeonly, Financial Advice, Financial Planning, integrated investment, investment strategy, multi-manager
The COVID-19 crisis and 4 things you should do if you have lost your job

4 things you should do if you have lost your job No doubt, the COVID-19 crisis has produced massive layoffs as shown in the unemployment numbers.  In...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: Canadian, Covid-19, employment, fee only, Financial Planning, integrated investment, investment strategy, job loss, lower risk, multi-manager, skills, strategies
How will the Canadian government pay for COVID-19 Spending?

How to pay for the COVID-19 Government Debt? The parliament’s budget office (PBO) has stated that it is likely the federal deficit for the year will...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: 3 Steps, Canadian, Covid-19, debt, drowning in debt, get out of debt, help, steps
The 10% Temporary Wage Subsidy (TWSE)….How you can qualify!

Much Needed - Payroll Tax Relief for Eligible Employers - through the TWSE In response to the COVID-19 crisis and the ensuing economic fall-out the go...

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Categories: Accounting Services, Personal Financial Planning Tags: Canada Emergency Wage Subsidy, Canadian, Covid-19, Employers, Federal Government, small business, Temporary Wage Subsidy, TWSE
How to keep your employees on the payroll – during the COVID-19 Pandemic (CEWS)

Keep your Employees on the Payroll The federal government responded to the economic fall-out from the COVID-19 crisis with the introduction of the Can...

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Categories: Accounting Services, Personal Financial Planning Tags: Canada Emergency Wage Subsidy, Canadian, CEWS, Covid-19, Employers, Federal Government, small business
Tax Loss Harvesting after Covid-19

Opportunity with Tax Loss Harvesting When there is a decrease in asset prices there may be a tax planning opportunity in the form of tax loss harvesti...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: integrated wealth management, investment management, Superficial Loss, Tax, Tax Loss Harvesting, wealth management
Celebrate! 40 Years with 40 Investment Tips!

Kerr Financial turned 40 years old!  Over the years we have worked with many successful Canadian families, helping them maximize their personal finan...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: integrated wealth management, investment management, investment tips, Tax, wealth management
Celebrate! 40 Years with 40 Tax Tips

  Kerr Financial turns 40 years old!  Over the years we have worked with many successful Canadian families, helping them maximize their personal...

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Categories: Accounting Services, Investment Management, Personal Financial Planning Tags: integrated wealth management, investment management, Tax, wealth management
How to supersize your retirement with your home equity

Supersize your retirement Retiring Canadians are downsizing their homes to supersize their lives in retirement.   If you are considering how to  ma...

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Categories: Accounting Services, Investment Management, Kerr in the Media, Personal Financial Planning Tags: investments, Krista Kerr, retirement, wealth management
Divorced? How to transition to be the CFO of your new household.

Celebrating  post divorce freedom?! What happens when the party’s over and you’re the new CFO of your household? Krista Kerr, wealth advisor shar...

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Categories: Accounting Services, Investment Management, Kerr in the Media, Personal Financial Planning Tags: investments, Krista Kerr, Tax, wealth management
THE BENEFITS OF AN INTEGRATED TEAM

Could you benefit from an integrated team? Kerr's Toronto Wealth Management Team - recently participated by including a piece in the Toronto City Post...

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Categories: Accounting Services, Estate Settlement & Administration, Investment Management, Kerr in the Media, Personal Financial Planning Tags: Estate Planning, integratedwealthmanagement, investments, Krista Kerr, Tax, Toronto, wealth management
The benefits of working with an integrated team

The benefits of working with an integrated team when managing your taxes, investments and estate planning! It’s an exciting time for David and Saman...

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Categories: Accounting Services, Estate Settlement & Administration, Investment Management, Personal Financial Planning Tags: family CFO, financial complexity, financial interests, integrated services, wealth management strategy
Your estate might be subject to U.S. estate tax!

Dear Canadian Residents - Your estate might be subject to U.S. estate tax! Most Canadians believe they are far from any exposure to U.S. estate tax be...

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Categories: Accounting Services, Estate Settlement & Administration Tags: estate tax, US Estate Tax, US estate tax legislation, US situs assets
PRE-MARRIAGE ADVICE TO MEGHAN AND HARRY

Have Harry and Meghan thought through their finances? Krista and Robert share financial tips for all engaged couples, royal or not.     RETURN T...

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Categories: Accounting Services, Estate Settlement & Administration, Kerr in the Media, Personal Financial Planning Tags: investments, Krista Kerr, Tax, wealth management
PROPOSED CHANGES – THE TAXATION OF PRIVATE CORPORATIONS

In the March 22, 2017 federal budget, the government announced that, in order to achieve a more equitable tax system, tax planning strategies involvin...

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Categories: Accounting Services, Personal Financial Planning Tags: consultation paper, converting corporate income into capital gains, equitable tax system, income splitting, March 22 2017 Budget, passive investment income, private corporations, tax planning, tax planning strategies
The Growing Importance of the TFSA

Why defer tax when you can save it altogether? With the RRSP contribution deadline past, most Canadians have turned their attention away from tax brea...

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Categories: Accounting Services Tags: reduce income tax, RRSP, tax efficiency of TFSA, TFSA, TFSA annual limit, TFSA eligible investments, TFSA end date, TFSA income splitting, TFSA vs RRSP, TFSA withdrawals
Make 2017 the year you take charge of your Finances!

Take control  of your finances with these easy financial planning guidelines The new year is well underway and it appears 2017 will be a year of con...

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Categories: Accounting Services, Personal Financial Planning Tags: easy financial planning, financial resolutions, improving finances, loan interest tax-deductible, net worth analysis, Paying-off debt, RRSP, TFSA
Montreal Office Kerr Financial
1 Place Ville Marie, Suite 1680
Montreal, QC, H3B 2B6
Tel: (514) 871-8213
Fax: (514) 393-9516

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Toronto Office Kerr Financial
150 York Street, Suite 1212
Toronto, ON, M5H 3S5
Tel: (416) 364-9447
Fax: (416) 364-0892

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