The Kerr Difference
At Kerr Financial, we believe that it is important that all of your professional advice is integrated and coordinated so that strategies work together, not against each other, helping you optimize your financial situation.
The Kerr Difference
The Kerr Difference
At Kerr Financial, we believe that it is important that all of your professional advice is integrated so that strategies work together, not against each other, helping you optimize your financial situation.
What Makes Us Stand Out
What makes us stand out is the dependability that our clients experience, as we have the same small group of experts who handle all your financial needs in one place through our related group of companies. Unlike most financial services firms in Canada that offer individual financial services, our diverse team of experts works together to help optimize your financial situation.
By combining financial planning, tax, investment management and estate planning advice, we ensure your financial strategies complement each other to enhance effectiveness. While some firms might stop there, Kerr Financial recognizes that planning is only valuable when monitored and implemented effectively. We have the capabilities and resources to take the extra step with you through to execution to help your plans become a reality. And because we can take care of the administration and tax filing work through KFC and KFP (accounting, tax return preparation, trust and foundation management), we can continuously assess the effectiveness of this planning.
Our Integrated Approach
Here are some examples of how our integrated approach adds value:
Maximizes personal investment returns while minimizing taxes
Our investment management team at KFA works closely with our financial and tax advisors to realize capital gains and losses, structure your portfolio to have the right assets in each account depending on its tax rate, and ensure that you pay the proper instalments to avoid penalties without paying more tax than necessary.
Minimizes combined personal and corporate taxes
Our investment team at KFA works closely with our accounting and tax advisors to understand your corporate structure and corporate tax advice. This allows us to structure investment income and trigger gains to take advantage of creating tax-free capital dividends or paying dividends that provide greater dividend refunds inside the company than the tax you pay personally on the dividend income.
Maximizes tax credits
Our investment advisors and tax advisors combine their efforts to make sure our clients can maximize any significant medical expenses or charitable donations by realizing capital gains in years with significant tax credits for medical expenses or charitable donations and by bumping up the tax cost of investments in years of little or no tax.
