November 2022 - Kerr Financial

Archives

The end of the year is almost here and many of us are looking forward to 2023. High inflation and rising interest rates have made managing our finance...

Categories: Accounting & Tax, Estate & Trust, Family Office, Financial Planning Tags: budgeting, Estate Planning, Financial Forecasting, Financial Planning, Investment Planning, RRSP, tax planning, Wills

Higher Bond Yields

Big Change in Bond Yields On January 1st, the Canadian government 10-year bond had a yield of 1.43%. By the end of October, the yield on that very s...

Categories: Financial Planning, Investment Management Tags: Bonds, Canadian Bonds, Fixed Income Assets, Government Bonds, interest rates, Yields

Helping Your Kids Buy a House

Prices and interest rates rising With prices way up, it will be a real challenge for the next generation to buy a house. Here's the problem: A house t...

Categories: Family Office, Financial Planning, Generational Stewardship, Investment Management, Real Estate Tags: Borrowing, Family Office, FHSA, First Home, Home Buyer’s Plan, House Purchase, interest rates, Lending, Mortgage, real estate, Real Estate Investing, RRSP

Holiday Gift Guide

For some of us, the holiday season brings the added stress of finding gift ideas for family and friends. The situation certainly becomes that more cha...

Categories: Family Office Tags: Gift Giving, Holiday Gift Guide, Investing Education, Investment Books

Everything you need to know about the new Tax-Free First Home Savings Account (FHSA)

Overview of the Tax-Free First Home Savings Account (FHSA) As part of the 2022 Budget, the federal government introduced the Tax-Free First Home Savin...

Categories: Accounting & Tax, Estate & Trust, Family Office, Financial Planning, Generational Stewardship, Real Estate Tags: Borrowing, Family Office, FHSA, First Home, House Purchase, interest rates, Lending, Mortgage, real estate, Real Estate Investing

Five Tips to inflation proof your financial plan

How to inflation proof your financial plan 2022 has been a challenging year for personal finances. Poor market performance, high market volatility, an...

Categories: Accounting & Tax, Financial Planning, Investment Management Tags: budgeting, fee only, Financial Advice, financial complexity, financial literacy, financial markets, Financial Plan, Financial Planning, financial update, inflation, integrated investment management, interest rates, Investment, investment management, protect against inflation, reduce expenses, Saving, tax instalments, tax planning, tax strategy

How to take the sting out of current year investment losses

How to take the sting out of current year investment losses Another year is coming to a close. It was a tough one in the investment markets and unfort...

Categories: Financial Planning, Investment Management Tags: capital losses, investments, Loss carry back, save money, Save taxes, year end planning