{"id":11475,"date":"2022-11-28T19:15:40","date_gmt":"2022-11-29T00:15:40","guid":{"rendered":"https:\/\/kerrfinancial.ca\/calendrier-de-fin-dannee\/"},"modified":"2025-01-21T14:53:29","modified_gmt":"2025-01-21T19:53:29","slug":"calendrier-de-fin-dannee","status":"publish","type":"post","link":"https:\/\/kerrfinancial.ca\/fr\/blog\/comptabilite-fiscalite\/calendrier-de-fin-dannee\/","title":{"rendered":"Calendrier de fin d\u2019ann\u00e9e"},"content":{"rendered":"<p>Alors que l&rsquo;ann\u00e9e 2022 tire \u00e0 sa fin, beaucoup d\u2019entre nous attendent avec impatience la nouvelle ann\u00e9e. L\u2019inflation \u00e9lev\u00e9e et la hausse des taux d\u2019int\u00e9r\u00eat en 2022 ont certes compliqu\u00e9 la gestion de nos finances. Avant de tourner la page vers la nouvelle ann\u00e9e, nous vous avons pr\u00e9par\u00e9 un bref calendrier financier, pour vous assurer de d\u00e9marrer 2023 avec une longueur d\u2019avance.<\/p>\n<h1><strong>Imm\u00e9diatement<\/strong><\/h1>\n<p>Assurez-vous que vos testaments et vos procurations sont \u00e0 jour et que vos dispositions sont prises pour chacun des proches sous votre responsabilit\u00e9 (personnes \u00e0 charge).\u00a0Pour optimiser vos actifs, accompagnez ces d\u00e9marches d\u2019une analyse pr\u00e9alable de votre patrimoine avec votre conseiller.<\/p>\n<h2><strong>15\u00a0d\u00e9cembre\u00a02022<\/strong><\/h2>\n<p>Date limite pour la remise des acomptes provisionnels au f\u00e9d\u00e9ral et au provincial. Effectuez un test au besoin en faisant une \u00e9valuation des imp\u00f4ts \u00e0 payer.\u00a0 Ne payez que le montant exig\u00e9.\u00a0 Soyez conscients des p\u00e9nalit\u00e9s si vous ne versez pas les acomptes provisionnels exig\u00e9s par l\u2019ARC et Revenu Qu\u00e9bec afin de limiter les frais d\u2019int\u00e9r\u00eats.<\/p>\n<h2><strong>28\u00a0d\u00e9cembre\u00a02022 (ou plus t\u00f4t dans le cas d\u2019un fonds commun)<\/strong><\/h2>\n<p>Derni\u00e8re s\u00e9ance de 2022.\u00a0 Date importante \u00e0 m\u00e9moriser pour les d\u00e9clarations des particuliers (pour ceux dont la fin de l\u2019ann\u00e9e est le 31\u00a0d\u00e9cembre) si vous planifiez subir des pertes en capital pour l\u2019ann\u00e9e d\u2019imposition\u00a02022.\u00a0 Communiquez maintenant avec votre conseiller en placement pour d\u00e9terminer les d\u00e9cisions \u00e0 prendre avant la fin de l\u2019ann\u00e9e, si c\u2019est avantageux.<\/p>\n<h2><strong>31\u00a0d\u00e9cembre\u00a02022<\/strong><\/h2>\n<p>Date limite pour les versements des cotisations d\u00e9ductibles pour 2022, soit les dons de bienfaisance, les d\u00e9penses d\u2019entreprise et les frais de placement, pour la conversion d\u2019un REER pour toute personne ayant atteint l\u2019\u00e2ge de 71\u00a0ans pendant l\u2019ann\u00e9e et pour l\u2019\u00e9tablissement de comptes REEE au moyen des NAS afin de pouvoir recevoir les subventions dans le cadre du programme SCEE au moyen des contributions effectu\u00e9es sur la base d\u2019une ann\u00e9e civile.<\/p>\n<p>Date limite pour les retraits d\u2019un REEE \u00e0 inclure dans l\u2019ann\u00e9e d\u2019imposition\u00a02022 du b\u00e9n\u00e9ficiaire. Soumettez votre demande suffisamment \u00e0 l\u2019avance afin de donner assez de temps \u00e0 l\u2019institution pour la traiter au plus tard \u00e0 cette date.<\/p>\n<h2><strong>1er\u00a0janvier\u00a02023<\/strong><\/h2>\n<p>Nouveau plafond des CELI pour l\u2019ann\u00e9e\u00a02023; assurez-vous d\u2019en tirer profit au maximum.\u00a0 Si vous avez effectu\u00e9 des retraits au cours de l\u2019ann\u00e9e ant\u00e9rieure, refaites des cotisations au CELI.<\/p>\n<h2><strong>15\u00a0janvier\u00a02023<\/strong><\/h2>\n<p>Pr\u00e9parez un tableau des flux de tr\u00e9sorerie pour 2023 et examinez vos priorit\u00e9s pour l\u2019ann\u00e9e.\u00a0 Fixez vos objectifs financiers pour 2023.\u00a0 R\u00e9visez, au besoin, vos strat\u00e9gies financi\u00e8res compte tenu des conditions du march\u00e9.<\/p>\n<h2><strong>30\u00a0janvier\u00a02023<\/strong><\/h2>\n<p>Payez les int\u00e9r\u00eats au taux prescrit sur les pr\u00eats comme les pr\u00eats au conjoint ou les pr\u00eats \u00e0 une fiducie familiale au plus tard 30\u00a0jours apr\u00e8s la fin de l\u2019ann\u00e9e civile.<\/p>\n<h2><strong>F\u00e9vrier\/Mars\u00a02023<\/strong><\/h2>\n<p>Rassemblez tous les re\u00e7us permettant de demander des d\u00e9ductions fiscales pour l\u2019ann\u00e9e pr\u00e9c\u00e9dente.\u00a0 Consulter votre conseiller fiscal chez Kerr afin de voir s\u2019il est possible de r\u00e9duire l\u2019imp\u00f4t sur votre revenu pour 2022 et 2023.<\/p>\n<p>Si vous \u00eates admissible, ouvrez un nouveau Compte d\u2019\u00c9pargne Libre d\u2019Imp\u00f4t pour l\u2019Achat d\u2019une Premi\u00e8re Propri\u00e9t\u00e9 (voir l\u2019article sur le CELIAPP).<\/p>\n<h2><strong>1er\u00a0mars\u00a02023<\/strong><\/h2>\n<p>Dernier jour pour cotiser \u00e0 un REER pour l\u2019ann\u00e9e fiscale\u00a02022.<\/p>\n<h2><strong>15\u00a0mars\u00a02023<\/strong><\/h2>\n<p>Premi\u00e8re date pour la remise des acomptes provisionnels du 1er trimestre de l\u2019ann\u00e9e d\u2019imposition\u00a02023.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Alors que l&rsquo;ann\u00e9e 2022 tire \u00e0 sa fin, beaucoup d\u2019entre  [&#8230;]<\/p>\n","protected":false},"author":22,"featured_media":12082,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[95,950,106,105,104],"tags":[845,828,121,955,846,847,956,848,827,849],"class_list":["post-11475","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-comptabilite-fiscalite","category-estate-trust-fr","category-gestion-de-patrimoine-familial-kerr","category-planification-financiere-personnelle-fr","category-services-de-comptabilite","tag-budgetisation-fr","tag-planification-des-investissements-fr","tag-planification-financiere","tag-planification-financiere-fr","tag-planification-fiscale-fr","tag-planification-successorale-fr","tag-planification-successorale-fr-2","tag-previsions-financieres-fr","tag-reer-fr","tag-testaments-fr"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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