Kerr Financial turned 45 years old!  Over the years we have worked with many successful Canadian families, helping them maximize their personal finan...

Managing Concentrated Stock Portfolio Risk: Strategies and Solutions “Success breeds complacency. Complacency breeds failure. Only the paranoid surv...

Your First Summer Job. Believe It or Not, It’s Never Too Early to Start Saving and Investing! Getting your first summer job is a big achievement. Wi...

Mid-Year Financial Check-Up: Navigating Your Wealth in 2024 As we approach the midpoint of the year, it's helpful to pause and reassess our financial ...

International Women's Day March 8th is International Women’s Day in Canada.  As we recognize this important day, the evolving landscape of Canadian...

With Valentine's Day around the corner, love is undoubtedly in the air. If you're celebrating this year as a newlywed or as part of a new couple combi...

Join us on January 22nd at 12 Noon EST for our upcoming webinar, where we will explore the nuances of the 2023 investment markets and pave a way for 2...

In the world of financial planning, one strategy that has been particularly beneficial for high net-worth individuals in Canada is the use of prescrib...

As the RRSP deadline for the 2023 tax year approaches, remember, investing in your future is not just a February ritual but a year-round commitment. T...

In the world of finance, the phrase "higher for longer" has been making waves. The U.S. Federal Reserve's message to investors following the September...

Maximizing Charitable Impact and Tax Benefits as the Year Ends Charitable giving is a wonderful way to support communities and causes that are importa...

Navigating the aftermath of a loved one's death can be a daunting task, especially when faced with various administrative and legal responsibilities. ...

The Traditional Approach to Finance: A Numbers Game When we consider finance and investing, our initial inclination is often to approach it with a foc...

Experienced investors typically approach risk assets with a long-term view, utilizing short-term volatility to invest in themes they believe will pan ...

Canadians now have several tax effective savings vehicles to choose from, with the new tax-tree First-Home Savings Account (“FHSA”), the tax-free ...

Registered Education Savings Plans (RESPs) are an important tool in helping families save for your children’s post-secondary education. RESP account...

Big Change in Bond Yields On January 1st, the Canadian government 10-year bond had a yield of 1.43%.  By the end of October, the yield on that very s...

Prices and interest rates rising With prices way up, it will be a real challenge for the next generation to buy a house. Here's the problem: A house t...

How to inflation proof your financial plan 2022 has been a challenging year for personal finances. Poor market performance, high market volatility, an...

How to take the sting out of current year investment losses Another year is coming to a close. It was a tough one in the investment markets and unfort...

Managing a Concentrated Portfolio Holding “Success breeds complacency. Complacency breeds failure. Only the paranoid survive.” ― Andy Grove The ...

Remaining Invested through Market Volatility Market volatility is an investment term that describes a period of unpredictable and sometimes sharp move...

Updating Your Financial Plan If we have learned anything in the past year, it is that the world can change in a heartbeat. Going back over the last tw...

5 questions you should ask your Financial Planner One of the biggest obstacles people face that stops them from engaging the professional services of ...

Family Offices Move into Digital Assets While elder statesmen like Warren Buffett and his business partner Charlie Munger have been vocal critics of c...

Socially responsible investing - now part of mainstream investing strategies In the face of mounting social, economic, and environmental challenges, t...

What investment strategies should you consider while you continue to grow your business You have worked countless 80+ hour work weeks, dealt with more...

10 advantages of having an Individual Pension Plan for business owners and executives Business owners are always faced with the challenge of planning ...

Alternative assets – a catch term for a range of investments When we think investing, we tend to think of stock and bonds.  However, that’s only ...

Why not Contribute to your RRSP and TFSA Accounts Early? RRSPs are very useful for retirement savings as well as other savings strategies such as savi...

“Snowbird’s dilemma” Buying versus renting and 7 factors to consider Are you a snowbird facing the dilemma of whether to buy or rent a property ...

Selling your business?  Here are 3 options & the steps you can take now If you are a business owner who is ready to move on from what you worked ...

The Gifts that Keep on Giving With the holiday season fast approaching, some of us may be struggling to find gifts ideas for the younger members of ou...

From the desk of Robert J. Kerr - Part 2 of 2 Estate planning for assets that are owned by you outside of Canada Most countries have estate tax or suc...

From the desk of Robert J. Kerr - Part 1 Estate Planning: What is involved? Estate planning is a personal responsibility for all of us, and it require...

The Hedge Fund Comeback To the surprise of some investors, hedge funds have experienced a revival over the last year. Financial markets have been deal...

Inflation- How it affects your financial plan and what can you do to protect yourself? Rising inflation is making financial planning more important as...

Your Money, Your Values Historically, the two main considerations when it came to investing were risk and return. However in recent years investors ha...

Five Steps to Optimize your Financial Resources before a Liquidity Event A liquidity event is much more than just a sudden inflow of capital. For many...

Wealth accumulation, distribution, or transfer? Mending the financial planning generation gap How much accumulated wealth is needed to retire? How sho...

Bitcoin or Buffett?  Mending the Investment Strategy Generation Gap Bitcoin or Buffett?  You are likely to illicit very polarizing points of view if...

Financial Planning for couples - an important topic that is rarely discussed Financial planning for couples is a topic that is very important but rare...

The appeal of investing in unconventional assets Just before Christmas, countless middle-aged men across Canada likely spent hours scouring shoeboxes ...

Top 3 benefits of RESPs and how they can be used to attain your education goals Many parents are thinking of starting a family or already have young c...

Millenials and Gen Zers Finances during COVID-19 Along with the rest of the population, Millenials and Gen Zers have been coping with the repercussion...

Selling a Property in the US is Complicated Selling real estate in a foreign land is usually subject to income taxes, both in Canada and the host coun...

Selling the Nest Egg: Understanding the benefits and how to best proceed? The global pandemic has unravelled a host of challenges for Canadians young ...

Build a sustainable investment strategy (ESG) in your portfolio A Tipping Point In the world of epidemiology, the tipping point is known as when epide...

Charitable giving in Canada: What are the benefits and how to best proceed? Statistics Canada reported that in 2017 total donations by Canadian tax fi...

Real Estate vs Stocks:  What is the Right Fit for Your Portfolio? Everyday in Canada individuals invest in real estate and stocks with the objective ...

Registered Disability Savings Plan: Financial Support for Individuals with Disabilities The federal government introduced the RDSP in 2008 to help all...

6 Steps in Choosing a Financial Professional Multiple surveys have concluded that Canadians are most prepared to handle life’s challenges when their...

“To expect the unexpected shows a thoroughly modern intellect.”- Oscar Wilde This year will provide investors many new lessons to reflect on Whi...

3 Advantages of Dealing with A Financial Planner The tools available to self-directed individuals to help them manage their personal finances has grow...

4 things you should do if you have lost your job No doubt, the COVID-19 crisis has produced massive layoffs as shown in the unemployment numbers.  In...

Multi-Manager Diversification   A well-diversified portfolio is often overlooked The value of a well-diversified portfolio is often overlooked in...

How to pay for the COVID-19 Government Debt? The parliament’s budget office (PBO) has stated that it is likely the federal deficit for the year will...

The Benefits of Active Investing Investors are faced with two competing investment management approached. Active management, whereby a portfolio manag...

Opportunity with Tax Loss Harvesting When there is a decrease in asset prices there may be a tax planning opportunity in the form of tax loss harvesti...

A Break for Retirees who can afford it… Like many Canadians you probably saved for years by contributing to your RRSP and pension plan. You now find...

Your Financial Emotions - During the COVID-19 Pandemic Investors are stricken by three types of emotions to the COVID-19 investment breakdown: excitem...

Kerr Financial turned 40 years old!  Over the years we have worked with many successful Canadian families, helping them maximize their personal finan...

Conquering Your First IPO Congratulations, it’s finally here! The tech start-up you’ve been working so tirelessly for is about to go public. While...

Should we buy a condo for our child? It’s an exciting time for the Smith family. Anna, an only child, begins university in the fall, where she will ...

As a business owner, the right time to sell a business is difficult to determine.  There are many factors beyond one’s control that could affect th...

Making a Measurable Contribution to the World while Earning a Financial Return The world of investing has significantly evolved over the past 20-30 ye...

Best Practices to Prevent ID Theft and Fraud Sir Richard Branson disclosed recently that a person posing as him had called a successful business man a...

Tax Free Savings Account - TFSA Much more than a savings account Recently, I was having a glass of wine with a friend and we started talking about my ...

At Kerr Financial Group, we help high-net-worth-individuals and their families achieve their wealth management goals which often involves working with...

Once school starts back times seems to fly faster and suddenly it’s the end of the year and we are in the throes of the holiday season!  Before you...

The Purpose of Our Wealth  As most of us embark on our professional journeys, initial financial priorities are often clear:  earn money to pay off b...

  Kerr Financial turns 40 years old!  Over the years we have worked with many successful Canadian families, helping them maximize their personal...

Supersize your retirement Retiring Canadians are downsizing their homes to supersize their lives in retirement.   If you are considering how to  ma...

Celebrating  post divorce freedom?! What happens when the party’s over and you’re the new CFO of your household? Krista Kerr, wealth advisor shar...

Let's be honest, for most of us, tax time is usually a nightmare. Krista Kerr has some tips on how to tidy up your financial processes so that taxes s...

Shocked by how much tax you paid this year?  Here are a few strategies to consider to reduce your families tax bill next year. Do you make large regu...

Tax efficiency is an essential component of optimizing your investment returns. Due to the complexities of both tax laws and investing, many high-net-...

Canada is united in it's support for the Toronto Raptors.  Krista Kerr, President of Kerr Financial,  inspired by the performance of the team, share...

   An investor making 4% asks, ‘Should I be aiming higher?   Read the article about return expectations here, written by Rob Carrick, Persona...

Could you benefit from an integrated team? Kerr's Toronto Wealth Management Team - recently participated by including a piece in the Toronto City Post...

Krista Kerr - Could you benefit from an integrated team? Krista Kerr, CEO of Kerr Financial discusses some of the benefits of working with an integrat...

For many households the purchase of a home is the single largest investment One rarely considers the amazing family barbeques in the backyard when buy...

The decision to rent or buy? It’s an exciting time for the Smith family. Anna, an only child, begins university in the fall, where she will live on ...

The benefits of working with an integrated team when managing your taxes, investments and estate planning! It’s an exciting time for David and Saman...

Twenty-four years this month Roberto Baggio stood alone on the soccer pitch of the Rose Bowl in Pasadena, California. Baggio, the star-forward for the...

Earlier this month, the Bank of Canada raised its benchmark interest rate for the second time this year amid signs of broad-based growth in the Canadi...

At Kerr Financial we employ an institutional multi-manager approach within our investment management methodology, adhering to a disciplined selection ...

Markets were on tenterhooks in days leading up to the U.S. election.  In the end, pollsters got it all wrong again as the populist outsider Trump sur...

Like many of you, we have spent last night and this morning processing the news of the historic US election decision.  The social and political impli...

Central banks around the globe worked in unison during the financial crisis to save the world from financial calamity, and have so far remained accomm...

After a summer of relative calm, stable prices and light trading, global equity markets started off September with a rapid decline but eventually reco...

Following the surprising rebound from Brexit drama and ensuing volatility, investors were initially in “risk off” mode, but later lackluster tradi...

Amid such a politically heated year, investors are likely assessing whether their investment decisions could shift depending on who is sworn into offi...

Despite most of the post-Brexit losses being quickly recouped shortly after the vote, markets were understandably tentative with the second-quarter ea...

UK voters have chosen to leave the European Union, with the "leave" campaign securing 52% of the votes in yesterday’s “Brexit” referendum.  The...

Risk is inherent in all investments, to varying degrees. Stocks, bonds, mutual funds and exchange-traded funds can lose value due to a specific event ...

Since Canada makes up only a small fraction of the Global Investment Market, you may already have considered diversifying your portfolio with U.S. and...

Warren Buffett is buying stocks today because he sees good value, not because he expects easy upside in the near future.  It is this discipline searc...

With stock markets around the globe off to the races again this year it seems as if all risk assets are climbing relentlessly.  It turns out commodit...

The rise in US entitlement spending driven by a tidal wave of baby boomers retiring by the day and an overall deteriorating fiscal situation in the US...

In recent weeks the Japanese Yen has come back down to earth, while contributing to a bull market for domestic stocks. The Nikkei 225 stock index surp...

Now What! There are plenty of signs that we are heading for an extended recession, and that it will take five years to extract ourselves from it.  I ...

In reaction to the global market selloff of the past few days, we thought it would be useful to communicate our thoughts on what is happening and what...