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Estate planning for assets that are owned by you outside of Canada – Part 2 of 2

From the desk of Robert J. Kerr - Part 2 of 2 Estate planning for assets that are owned by you outside of Canada Most countries have estate tax or suc...

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Categories: Estate & Trust, Financial Planning, Investment Management Tags: 11 Million Exemption, Estate Planning, estate tax, Non-U.S. Citizen Exemption, Tax rules on death, Tax rules upon death, US Estate Tax, Wills, Wills & Trusts
Estate Planning Considerations – Part 1 of 2

From the desk of Robert J. Kerr - Part 1 Estate Planning: What is involved? Estate planning is a personal responsibility for all of us, and it require...

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Categories: Estate & Trust, Financial Planning, Investment Management Tags: Capital Gains, Donations to charities, Estate Planning, Final Tax Returns, Financial Plan, Tax rules on death, Tax rules upon death, Wills, Wills & Trusts
The Hedge Fund Comeback

The Hedge Fund Comeback To the surprise of some investors, hedge funds have experienced a revival over the last year. Financial markets have been deal...

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Categories: Financial Planning, Investment Management Tags: Alternative Investments, hedge funds, Integrated investing, integrated wealth management, Investing, SPAC, strategies
Power of Attorney
Why you need a Power of Attorney

Why you need a Power of Attorney (“POA”) When reviewing financial affairs from a legal standpoint, most individuals ensure that their will is up t...

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Categories: Estate & Trust, Financial Planning Tags: Estate Planning, Financial Plan, Integrated investing, integrated wealth management, POA, Power of Attorney, Risk Management, Will
Inflation
Inflation! 3 Steps You Can Take to Protect Yourself.

Inflation- How it affects your financial plan and what can you do to protect yourself? Rising inflation is making financial planning more important as...

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Categories: Financial Planning, Investment Management Tags: Financial Plan, inflation, Integrated investing, integrated wealth management, protect against inflation, stagflation, what is inflation
ESG Investing
Responsible investing

Your Money, Your Values Historically, the two main considerations when it came to investing were risk and return. However in recent years investors ha...

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Categories: Financial Planning, Investment Management Tags: environment, ESG, Integrated investing, integrated wealth management, Investing, Responsible Investing
Expecting a Liquidity Event? Here are Five Steps You Can Take To Optimize Your Financial Resources

Five Steps to Optimize your Financial Resources before a Liquidity Event A liquidity event is much more than just a sudden inflow of capital. For many...

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Categories: Accounting & Tax, Estate & Trust, Financial Planning, Investment Management Tags: Financial Plan, Inheritance, investment strategy, liquidity event, selling your business, tax optimization
How to reach your financial finish line!

Wealth accumulation, distribution, or transfer? Mending the financial planning generation gap How much accumulated wealth is needed to retire? How sho...

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Categories: Estate & Trust, Financial Planning, Investment Management Tags: Financial Plan, generation, Investment, investment strategy, retirement, Stages, Stories, Transfer, Wealth transfer
Investing in collectibles – what you need to know

The appeal of investing in unconventional assets Just before Christmas, countless middle-aged men across Canada likely spent hours scouring shoeboxes ...

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Categories: Financial Planning, Investment Management Tags: collectibles, investments, investors, paintings, rare coins, sports cards, uhnw, unconventional investments
Five things to know about claiming home offices expenses on your 2020 tax return

Claiming Home Office Expenses in 2020 In 2020, a number of people worked from home for a part of the year.  Some returned back to the office, some ke...

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Categories: Accounting & Tax, Financial Planning Tags: CRA, Detailed Method, Flat Rate Method, home office expenses, home-office, T2200, T2200S, Tax, tax deduction
How to maximize the benefit of RESPs for your education goals

Top 3 benefits of RESPs and how they can be used to attain your education goals Many parents are thinking of starting a family or already have young c...

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Categories: Accounting & Tax, Financial Planning, Investment Management Tags: Canadian, Education, fee only, Financial Planning, integrated investment, investment strategy, Parents, RESP
How has the COVID pandemic affected Millenials and Gen Zers Finances?

Millenials and Gen Zers Finances during COVID-19 Along with the rest of the population, Millenials and Gen Zers have been coping with the repercussion...

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Categories: Accounting & Tax, Financial Planning, Investment Management Tags: Canadian, fee only, Financial Planning, Gen Zers, integrated investment, investment strategy, millenials
It’s complicated! Selling your US Property

Selling a Property in the US is Complicated Selling real estate in a foreign land is usually subject to income taxes, both in Canada and the host coun...

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Categories: Accounting & Tax, Financial Planning, Investment Management Tags: 1040NR, Canadian, fee only, Financial Planning, integrated investment, investment strategy, multi-manager, retirement, Selling, US Property, Vacation Property
Is now the right time to sell your home?

Selling the Nest Egg: Understanding the benefits and how to best proceed? The global pandemic has unravelled a host of challenges for Canadians young ...

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Categories: Financial Planning, Investment Management Tags: Average Sale Price, Canadian, fee only, Financial Planning, integrated investment, investment strategy, multi-manager, retirement, Sell your home, Selling
How to build a sustainable investment strategy (ESG)

Build a sustainable investment strategy (ESG) in your portfolio A Tipping Point In the world of epidemiology, the tipping point is known as when epide...

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Categories: Financial Planning, Investment Management Tags: Alternative Investments, Canadian, fee only, Financial Planning, integrated investment, investment strategy, multi-manager
Charitable giving in Canada: What are the benefits and how to best proceed?

Charitable giving in Canada: What are the benefits and how to best proceed? Statistics Canada reported that in 2017 total donations by Canadian tax fi...

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Categories: Financial Planning, Investment Management Tags: Canadian, Charitable Donation, fee only, Feeonly, Financial Advice, Financial Planning, Mortgage, Stocks
5 Reasons Why You May Need Life Insurance

Are you covered? 5 Reasons you may need Life Insurance There are different types of life insurance available and each one has its benefits that can be...

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Categories: Financial Planning Tags: Canadian, fee only, Feeonly, Financial Advice, Financial Planning, Funeral Expenses, Inheritance, Insurance, integrated investment, Life Insurance, Mortgage Insurance, Term Insurance, UL Insurance
Can we benefit from a Registered Disability Savings Plan (RDSP)?

Registered Disability Savings Plan: Financial Support for Individuals with Disabilities The federal government introduced the RDSP in 2008 to help all...

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Categories: Estate & Trust, Financial Planning, Investment Management Tags: Canadian, DTC, fee only, Feeonly, Financial Advice, Financial Planning, integrated investment, RDSP, Registered Disability Savings Plan
6 Steps in Choosing a Financial Professional

6 Steps in Choosing a Financial Professional Multiple surveys have concluded that Canadians are most prepared to handle life’s challenges when their...

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Categories: Financial Planning, Investment Management Tags: Canadian, fee only, Feeonly, Financial Advice, Financial Planning, integrated investment, investment strategy, multi-manager
When should you include alternative investments in your portfolio?

“To expect the unexpected shows a thoroughly modern intellect.”- Oscar Wilde This year will provide investors many new lessons to reflect on Whi...

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Categories: Financial Planning, Investment Management Tags: Alternative Investments, Canadian, fee only, Financial Advice, Financial Planning, integrated investment, investment strategy, multi-manager
The Advantages of Dealing with A Financial Planner

3 Advantages of Dealing with A Financial Planner The tools available to self-directed individuals to help them manage their personal finances has grow...

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Categories: Accounting & Tax, Estate & Trust, Financial Planning, Investment Management Tags: Canadian, fee only, Feeonly, Financial Advice, Financial Planning, integrated investment, investment strategy, multi-manager
The COVID-19 crisis and 4 things you should do if you have lost your job

4 things you should do if you have lost your job No doubt, the COVID-19 crisis has produced massive layoffs as shown in the unemployment numbers.  In...

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Categories: Accounting & Tax, Careers, Financial Planning, Investment Management Tags: Canadian, Covid-19, employment, fee only, Financial Planning, integrated investment, investment strategy, job loss, lower risk, multi-manager, skills, strategies
The Benefits of Multi-Manager Diversification

Multi-Manager Diversification   A well-diversified portfolio is often overlooked The value of a well-diversified portfolio is often overlooked in...

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Categories: Financial Planning, Investment Management Tags: Canadian, fee only, integrated investment, investment strategy, lower risk, multi-manager
How will the Canadian government pay for COVID-19 Spending?

How to pay for the COVID-19 Government Debt? The parliament’s budget office (PBO) has stated that it is likely the federal deficit for the year will...

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Categories: Accounting & Tax, Financial Planning, Investment Management Tags: 3 Steps, Canadian, Covid-19, debt, drowning in debt, get out of debt, help, steps
The 10% Temporary Wage Subsidy (TWSE)….How you can qualify!

Much Needed - Payroll Tax Relief for Eligible Employers - through the TWSE In response to the COVID-19 crisis and the ensuing economic fall-out the go...

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Categories: Accounting & Tax, Financial Planning Tags: Canada Emergency Wage Subsidy, Canadian, Covid-19, Employers, Federal Government, small business, Temporary Wage Subsidy, TWSE
Do you qualify for the Canada Emergency Commercial Rent Assistance (CECRA) Program?

Financial Assistance for Small Businesses Renting Commercial Property During COVID-19 - CECRA The government of Canada recently introduced the Canada ...

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Categories: Accounting & Tax, Financial Planning Tags: Canada Emergency Commercial Rent Assistance, Canadian, CECRA, Commercial Rent, Covid-19, COVID-19 CECRA, small business
Active Investing – a greater value proposition to investors

The Benefits of Active Investing Investors are faced with two competing investment management approached. Active management, whereby a portfolio manag...

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Categories: Financial Planning, Investment Management Tags: active investment, Canadian, fees, integrated investment, Investment, passive investment, return on investment
Tax Loss Harvesting after Covid-19

Opportunity with Tax Loss Harvesting When there is a decrease in asset prices there may be a tax planning opportunity in the form of tax loss harvesti...

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Categories: Accounting & Tax, Financial Planning, Investment Management Tags: integrated wealth management, investment management, Superficial Loss, Tax, Tax Loss Harvesting, wealth management
A Break for Retirees who can afford it…

A Break for Retirees who can afford it… Like many Canadians you probably saved for years by contributing to your RRSP and pension plan. You now find...

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Categories: Financial Planning, Investment Management Tags: Financial Plan, integrated wealth management, investment management, wealth management
Conquering Your First IPO

Conquering Your First IPO Congratulations, it’s finally here! The tech start-up you’ve been working so tirelessly for is about to go public. While...

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Categories: Estate & Trust, Financial Planning, Investment Management Tags: integrated wealth management, investment management, Tax, wealth management
Should we buy a condo for our child?

Should we buy a condo for our child? It’s an exciting time for the Smith family. Anna, an only child, begins university in the fall, where she will ...

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Categories: Financial Planning, Investment Management Tags: integrated wealth management, investment management, Tax, wealth management
Impact Investing

Making a Measurable Contribution to the World while Earning a Financial Return The world of investing has significantly evolved over the past 20-30 ye...

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Categories: Financial Planning, Investment Management Tags: integrated wealth management, investment management, Tax, wealth management
Financial Year-End Checklist

Once school starts back times seems to fly faster and suddenly it’s the end of the year and we are in the throes of the holiday season!  Before you...

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Categories: Financial Planning, Investment Management Tags: integrated wealth management, investment management, Tax, wealth management
Celebrate! 40 Years with 40 Tax Tips

  Kerr Financial turns 40 years old!  Over the years we have worked with many successful Canadian families, helping them maximize their personal...

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Categories: Accounting & Tax, Financial Planning, Investment Management Tags: integrated wealth management, investment management, Tax, wealth management
How to supersize your retirement with your home equity

Supersize your retirement Retiring Canadians are downsizing their homes to supersize their lives in retirement.   If you are considering how to  ma...

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Categories: Accounting & Tax, Financial Planning, Investment Management, Kerr in the Media Tags: investments, Krista Kerr, retirement, wealth management
THE BENEFITS OF AN INTEGRATED TEAM

Could you benefit from an integrated team? Kerr's Toronto Wealth Management Team - recently participated by including a piece in the Toronto City Post...

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Categories: Accounting & Tax, Estate & Trust, Financial Planning, Investment Management, Kerr in the Media Tags: Estate Planning, integratedwealthmanagement, investments, Krista Kerr, Tax, Toronto, wealth management
THE BENEFITS OF AN INTEGRATED TEAM

Krista Kerr - Could you benefit from an integrated team? Krista Kerr, CEO of Kerr Financial discusses some of the benefits of working with an integrat...

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Categories: Estate & Trust, Financial Planning, Investment Management, Kerr in the Media Tags: investments, Krista Kerr, Tax, wealth management
Your Home: A riskier investment than you might think

For many households the purchase of a home is the single largest investment One rarely considers the amazing family barbeques in the backyard when buy...

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Categories: Financial Planning, Investment Management Tags: home as an investment, integrated services, Investment, real estate, wealth management strategy
Should We Buy a Student Property for Our Child?

The decision to rent or buy? It’s an exciting time for the Smith family. Anna, an only child, begins university in the fall, where she will live on ...

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Categories: Financial Planning, Investment Management Tags: financial interests, integrated services, Investment, Rent or Buy, University, wealth management strategy
The benefits of working with an integrated team

The benefits of working with an integrated team when managing your taxes, investments and estate planning! It’s an exciting time for David and Saman...

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Categories: Accounting & Tax, Estate & Trust, Financial Planning, Investment Management Tags: family CFO, financial complexity, financial interests, integrated services, wealth management strategy
World-Cup Investment Advice

Twenty-four years this month Roberto Baggio stood alone on the soccer pitch of the Rose Bowl in Pasadena, California. Baggio, the star-forward for the...

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Categories: Financial Planning, Investment Management Tags: 1994 world cup, Roberto Baggio, world cup financial advice, world cup investment advice
PRE-MARRIAGE ADVICE TO MEGHAN AND HARRY

Have Harry and Meghan thought through their finances? Krista and Robert share financial tips for all engaged couples, royal or not.     RETURN T...

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Categories: Accounting & Tax, Estate & Trust, Financial Planning, Kerr in the Media Tags: investments, Krista Kerr, Tax, wealth management
PROPOSED CHANGES – THE TAXATION OF PRIVATE CORPORATIONS

In the March 22, 2017 federal budget, the government announced that, in order to achieve a more equitable tax system, tax planning strategies involvin...

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Categories: Accounting & Tax, Financial Planning Tags: consultation paper, converting corporate income into capital gains, equitable tax system, income splitting, March 22 2017 Budget, passive investment income, private corporations, tax planning, tax planning strategies
How to make the most of your stock-option benefits

Tax, investment & financial planning strategies you need to know Stock options can be a lucrative bonus for high-achieving employees or a remunera...

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Categories: Accounting & Tax, Financial Planning Tags: alternative remuneration, preferential tax treatment, stock option benefits, stock options, taxable employment benefit
Make 2017 the year you take charge of your Finances!

Take control  of your finances with these easy financial planning guidelines The new year is well underway and it appears 2017 will be a year of con...

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Categories: Accounting & Tax, Financial Planning Tags: easy financial planning, financial resolutions, improving finances, loan interest tax-deductible, net worth analysis, Paying-off debt, RRSP, TFSA
Montreal Office Kerr Financial
1 Place Ville Marie, Suite 1680
Montreal, QC, H3B 2B6
Tel: (514) 871-8213
Fax: (514) 393-9516

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Toronto Office Kerr Financial
150 York Street, Suite 1212
Toronto, ON, M5H 3S5
Tel: (416) 364-9447
Fax: (416) 364-0892

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